Terms & Conditions

These are the terms and conditions for use of this site and access to the information contained on this site.

1. Wealth On Track Pty Ltd, its authorised representatives:
(a) do not give any warranty or make any representation as to the accuracy, reliability, completeness or security of the information contained on this site and as to changes in circumstances after the date of publication that may impact on the accuracy of the information;
(b) may change and update the information from time to time;
(c) make no representation in relation to, and are not responsible in any way, for the content of any other site you access via this site; and
(d) own the copyright in the information on this site.

2. Any trade marks appearing on this site are the trade marks of a third party. Users must not use or reproduce any of the trademarks that appear on this site.

3. Users of this site must not:
(a) do anything to alter or modify the information on this site;
(b) use the material on this site for any purpose other than as a source of information for personal use unless authorised to the contrary;
(c) distribute, copy or otherwise reproduce in any way any of the material available from this site unless it is expressly authorised;
(d) post any material which is defamatory, in breach of copyright, in breach of the Trade Practices Act or otherwise in any way unlawful or inappropriate.

4. Users can print a hard copy of material on this site for their personal use only other than material where this is prohibited by a notice to that effect on this site.

5. The information contained on this site is made available to residents of Australia and its territories and is not intended to be a recommendation, offer or invitation to take up securities or other investments.

6. Wealth On Track Pty Ltd are not liable in any way to any person for any loss, damage, cost or expense incurred as a result of the material contained on this site or from unauthorised access to, or any misuse of this site including, without limitation, any negligence by Wealth On Track Pty Ltd.

7. All references on this site to “$” or “dollars” are references to Australian currency unless otherwise stated.

8. Users of this site agree to indemnify Wealth On Track Pty Ltd from all liability, cost and expense, (including legal fees) arising directly or indirectly from the use or distribution by any person of material placed on the site by the user or from the alteration, modification of or addition to material on the site by the user.

9. Wealth On Track Pty Ltd do not endorse and are not responsible for information, feedback, questions or comments placed on this site by third parties. Wealth On Track Pty Ltd can reproduce, use, disclose and distribute the information to others in their absolute discretion.

10. Links to other sites are provided for your convenience only. Any such links do not constitute or imply endorsement or recommendations of any other company, product or service or any affiliation between Wealth On Track Pty Ltd and other organisation (unless otherwise expressly stated). Wealth On Track Pty Ltd does not control and is not responsible or the content of any other site accessed via this site.

11. You consent to Wealth On Track Pty Ltd monitoring your use of this site.

Privacy Statement

At Wealth on Track Pty Ltd, we are committed to the highest standards in relation to the collection, use, accuracy and storage of your private information. The Privacy Act 1988 contains 13 principles known as the ‘Australian Privacy Principles’. Your rights, our obligations and how we deal with them are detailed in our Privacy Policy. You are entitled to a copy of our Privacy Policy, free of charge, on request.

If you believe we have not acted appropriately in relation to your privacy rights, you are entitled to lodge a complaint with us, initially by contacting your adviser. If you are not satisfied with the way in which we investigate and respond to your complaint, you are entitled to lodge a formal complaint with an External Dispute Resolution Scheme of which we are a member. We are a member of Credit and Investments Ombudsman (CIO) and you can contact them on telephone 1800 138 422, or email info@cio.com.au or post, PO Box A252 Sydney South NSW 1235

Cross Border Disclosure

Wealth On Track may engage third party service providers to assist in the provision of products or services.

Some services may require disclosure of personal information to service providers outside Australia including the Philippines and Thailand.  The purpose of such disclosure is to facilitate the provision of financial advice documents for Wealth On Track advisers.

All reasonable steps will be taken to ensure that offshore service providers comply with the Privacy Act 1988.

Any advice in this site is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information