Thanks Sue for the Card and Chocolates!

Steve Greatrex Blog 0 Comments

Thanks to client Sue for the card and chocolates today (we love chocolate!). We were able to get her home loan paid off – this has relieved a lot of stress for her.  She had been concerned that she might lose her home otherwise. So thanks Sue!

Mobile Phone Bill

Steve Greatrex Blog 1 Comment

Recently we almost halved our mobile phone bill.  You could too! Choice magazine have released a report saying that Telstra’s bout of outages meant that they could no longer justify their premium pricing.  They even were arguing you should go to them and ask to be able to break your contract without penalties on that basis.  It was advocating people …

Frequent Flyers

Frequent Flyers

Steve Greatrex Blog 0 Comments

Frequent flyer points.  Do you have them or use them?  For some people, they are pretty important.  There is a whole sub-culture out there, devoted to getting and using points. Is it Worth It? The first thing you should examine is, is it worth trying to get lots of frequent flyer points.  After all, we are also now in a …

What Are Independent Financial Planners?

Steve Greatrex Blog 0 Comments

What is an independent financial planner? Wealth On Track has its own licence, and so is not aligned with any bank or product manufacturer.  Also we are a fee of service business.  Many clients come to us for that reason. In Australia the legislation has put quite strict definitions around who can use the term ‘independent’. This is covered in …

Brexit The Good Bits

Steve Greatrex Blog 0 Comments

As you are probably aware now, last week the United Kingdom (‘UK’) voted to leave the European Union (‘EU’). This has caused a lot of volatility in markets. Today, two ratings agencies have downgraded the UK’s credit rating from AAA to AA. So Australia now has a better credit rating than the UK – we’re still (for now) AAA rated. …

5 Ways to Keep Your Aged Pension

Steve Greatrex Blog 0 Comments

On 1 January 2017, the Assets Test for the Aged Pension is changing. For example couple homeowners with assessable assets of more than $823,000 will lose their Pension (the old maximum is $1,156,500). These people will also lose the ‘grandfathering’ status of pre 1 January 2015 Account Based Pensions which were also not deemed for the Income Test. For many …